Products

The  main product of Center One Finance (COF) is loans to people with bad credit.  This includes personal loans and commercial loans (whether in a personal name or company name).  Finance is available in amounts from $3,000 to $20,000, and for terms of up to five years.  Fees, rates and repayments vary depending on your loan category and relevant State laws, and for full details on a loan that is tailored to your situation you are welcome to call our friendly staff.

All loans must be secured by an asset, usually in the form of a registered motor vehicle (car, motorcycle, boat, truck, etc), and the bulk of your income must be derived from wages (self-employed clients are also welcome providing your income can be proven).  Once a formal application is received from you we will normally give you a solid result within two business days, and the full process from application submission to settlement of your loan can take as little as a week.

To find out if you pre-qualify for a loan from Center One Finance please click the “Apply Now” link on the left side menu and complete the pre-qualification questionnaire.  This will give you a strong indication of how your formal application may go, and provide further information on application downloads and personal COF staff follow-ups.